Know Exactly How Much You Can Spend Today
Get a real-time daily budget, and forecast how today’s spending affects your future.
Sign Up NowYou Can Spend
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Stop Guessing, Start Knowing
Traditional budgeting apps show you how much you already spent. It’s like driving by only looking in the rearview mirror.
Granite shows you exactly how much you can confidently spend today, tomorrow, and beyond.
Daily, weekly, and monthly budgets at a glance.
Instantly forecast how spending today impacts your future budget.
Valuable insights showing exactly where your money is going.
Get Your Daily Budget In 4 Simple Steps
1. Set Your Income
Enter your expected monthly income.
2. Add Fixed Expenses
Tell us about recurring costs like rent, utilities, subscriptions, etc.
3. Add Investments & Savings
How much you save or invest each month after receiving your paycheck? (e.g., Brokerage, Crypto, emergency fund)
4. Link Your Cards
Securely link credit/debit cards for real-time spending updates.
That’s it! Granite calculates your daily spendable amount.
Powerful Features, Simply Presented
Dynamic Daily Budget
Your daily budget updates automatically based on your expenses. No more manual calculations.
Forecast Tool
See how potential purchases today impact your budget for the rest of the week or month.
Simple Insights
Quickly see your largest transactions, top spending categories, and if you’re staying on budget with easy to understand graphs.
Don’t Just Take Our Word For It
Most budgeting apps I never want to look at because it's overwhelming but Granite is so simple, and their visuals make it easy to understand how and where I am spending my money.– M. Cook
Frequently Asked Questions
Your budget can update in near real-time as new transactions are pulled from your connected accounts (typically once or twice a day, depending on your bank).
Absolutely. We use Plaid to securely connect to your bank accounts. We never store your bank login credentials, and all data is transmitted with bank-level encryption.
Yes, while Granite tries to rely on live bank data, we understand not all transactions may sync perfectly. You can manually add or edit transactions to ensure your budget stays accurate.
We take your monthly income, subtract fixed expenses (and any investments or savings if applicable), and divide the remaining discretionary income across the days left in the month, adjusting for your actual spending.
Yes, you can update your income and fixed expenses anytime in your settings, and your daily budget will automatically adjust.
Currently, Granite supports bank accounts in the US, Canada, and Europe.